Hablamos EspañolBenefits That Attract & Retain
Group Health & Benefits
A strong benefits package is one of the most powerful tools for attracting and keeping great employees. We design plans that work for your team and your budget.
We work with California businesses of all sizes to build group benefits programs that employees actually value. From medical and dental to life and disability, we compare plans across multiple carriers to find the right fit for your workforce.
Why Choose Us
The Prime Point Difference
We work with all major California group health carriers to find the best plan for your team.
Dedicated support for open enrollment — we handle employee education and paperwork.
Annual plan reviews to keep your benefits competitive and cost-effective.
Compliance guidance for ACA, COBRA, and California-specific requirements.
Flexible plan designs for businesses with as few as 2 employees.
By the Numbers
Common Questions
Frequently Asked Questions
How many employees do I need to offer group health insurance?
In California, most group health plans are available to businesses with as few as 2 eligible employees. We can help you determine eligibility and find the right plan.
Are employers required to offer health insurance?
Businesses with 50 or more full-time equivalent employees are required under the ACA to offer minimum essential coverage. Smaller businesses are not required but may benefit from tax credits for doing so.
How much does group health insurance cost?
Costs vary based on plan type, carrier, employee demographics, and how much the employer contributes. We'll run quotes from multiple carriers and help you find a plan that fits your budget.
Can employees choose their own doctors?
It depends on the plan type. PPO plans offer more flexibility to see any provider, while HMO plans require a primary care physician and referrals. We'll explain the trade-offs for each option.
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