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Auto Insurance
Protect yourself, your passengers, and your vehicle with coverage built around your life — not a one-size-fits-all policy.
Whether you drive a daily commuter, a commercial vehicle, or a classic car, we find the right auto policy from our network of A-rated carriers. We compare rates so you get the best protection at the most competitive price.
Why Choose Us
The Prime Point Difference
We shop multiple A-rated carriers to find you the lowest rate for the coverage you need.
Our agents walk you through every option — no confusing jargon, no pressure.
Fast claims support so you get back on the road as quickly as possible.
Discounts available for safe drivers, multi-policy bundles, and good students.
SR-22 filings handled quickly and discreetly when required.
By the Numbers
Common Questions
Frequently Asked Questions
How much auto insurance do I need in California?
California requires minimum liability limits of 15/30/5, but we typically recommend higher limits to fully protect your assets. We'll help you find the right balance for your situation.
Will my rates go up after an accident?
It depends on the carrier and the circumstances. We work with carriers that offer accident forgiveness programs, and we can shop your policy at renewal to keep your rates competitive.
Can I insure multiple vehicles on one policy?
Yes — multi-vehicle policies often come with significant discounts. We'll bundle your vehicles and look for additional savings across your other policies too.
Do you cover rideshare drivers?
Yes. We offer rideshare endorsements for Uber and Lyft drivers that fill the coverage gap between your personal policy and the rideshare company's coverage.
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